Punjab and Sind Bank LBO Recruitment 2026 for 1000 Local Bank Officer Posts

Punjab and Sind Bank LBO Recruitment 2026 Overview

Punjab & Sind Bank has invited online applications for Local Bank Officer posts in Junior Management Grade Scale I. The recruitment is for 1000 vacancies and is being conducted on a regular basis.

This is a state-specific recruitment. Candidates can apply for only one state, and the final merit will also be prepared state-wise and category-wise. The bank has also made it clear that existing employees of Punjab & Sind Bank are not eligible for this post.

The notification further states that any corrigendum or revision will be published only on the bank's website. Candidates should therefore keep checking the official recruitment page instead of depending on third-party updates.

Important Dates

The bank has said that any revision or corrigendum, if issued, will be hosted only on its website.

State-Wise Vacancies and Mandatory Languages

The 1000 vacancies are distributed across 17 states. Uttar Pradesh has the highest number of seats, followed by Gujarat and Punjab.

For Arunachal Pradesh and Nagaland, the English language condition is linked to candidates who have studied and passed English as one of the subjects from a school located in the concerned state.

Eligibility Criteria

Candidates should read the eligibility requirements carefully because this recruitment is experience-based and not open in the same way as a standard probationary officer intake.

• Age limit: 20 to 30 years as on 01 March 2026.
• Date of birth range: candidate must be born not earlier than 02 March 1996 and not later than 01 March 2006, both dates inclusive.
• Educational qualification: a degree in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government.
• Experience: minimum 18 months of branch experience, after the essential academic qualification, as an officer in a Scheduled Commercial Bank or a Regional Rural Bank listed in the Second Schedule of the Reserve Bank of India.
• The candidate must possess the required mark sheet or degree certificate on the date of online registration and must indicate graduation percentage in the application.
• Present employees of Punjab & Sind Bank are not eligible.
• Only one state can be chosen at the time of application.

The cut-off date for educational qualification and post-qualification work experience is 20 April 2026.

Reservation and Age Relaxation

Reservation for SC, ST, OBC, EWS and PwBD categories will apply as per government guidelines. The bank has also clarified a few important points that applicants should not miss.

• There is no reservation for Ex-Servicemen in officers' cadre vacancies.
• Even if no vacancy is reserved for SC, ST or OBC in a particular state, such candidates can still apply.
• OBC candidates must produce a valid Non-Creamy Layer certificate and the caste must match the Central List for the state concerned.
• EWS candidates must have a valid Income and Asset Certificate in the prescribed format.

Salary, Bond, Probation and Service Conditions

The official scale of pay for JMGS-I is Rs 48480-2000/7-62480-2340/2-67160-2680/7-85920. Local Bank Officers will join at the initial scale of JMGS-I plus 3 increments in the scale of pay.

• JAIIB and CAIIB qualification increments, if already acquired, will be protected and adjusted at joining.
• DA, HRA or leased accommodation, CCA, medical, LTC, terminal benefits and other perquisites will be governed by prevailing rules.
• Probation period: 6 months.
• Bond period: 3 years.
• Bond amount: equivalent to 3 months' gross salary in the relevant officer scale.
• One surety of equal amount, acceptable to the bank, is also required before joining.

The selected officers will be in the general cadre. They will not be entitled to inter-state transfer, controlling office posting, special branch posting, or deputation to other organizations up to promotion to SMGS-IV or completion of 12 years of service, whichever is earlier.

The notification also requires candidates to maintain a healthy credit history and to have a minimum CIBIL score of 650 or above at the time of joining. A CIBIL report from the bank where the candidate holds an account is to be submitted at document verification.

Selection Process

The official selection procedure for Local Bank Officer includes multiple stages rather than only one online test.

1. Written test
2. Screening
3. Personal interview
4. Preparation of final merit list
5. Verification of local language proficiency
6. Final selection

The bank has reserved the right to shortlist candidates for interview in a ratio decided by it. It has also stated that shortlisting may depend on performance in the written test, experience, and overall suitability. Candidates must qualify in both the written test and the personal interview separately.

The interview call letter will be sent by email, and the interview is to be held at New Delhi unless the bank specifies otherwise.

Online Exam Pattern

The notification gives a four-part online test pattern for JMGS-I Local Bank Officer.

• Minimum qualifying marks in each section: 40% for Unreserved and EWS categories, 35% for reserved categories.
• Candidates must secure both the sectional minimum and a minimum total score to be shortlisted for interview.
• The bank may change the minimum qualifying criteria at its discretion.

Final Merit and Local Language Requirement

The final merit is not based on the written test alone. The bank will combine written test and interview marks after conversion.

• Online test carries 70% weightage.
• Personal interview carries 30% weightage.
• Written test marks out of 120 will be converted to 70.
• Interview marks out of 50 will be converted to 30.
• Final merit list will be prepared state-wise after aggregating the converted marks out of 100.

Local language proficiency is mandatory. Candidates must be able to read, write and understand the specified local language of the state for which they have applied. A language test may be conducted before joining for provisionally selected candidates.

Candidates who can produce Class 10 or Class 12 mark sheet or certificate showing that they studied the required local language as one of the subjects will not have to undergo the language test. A candidate who fails the local language test, where applicable, will not be offered appointment.

Application Fee and How to Apply

Application fee must be paid online only. Cash, cheque, money order and similar offline modes are not accepted.

1. Visit the official Punjab & Sind Bank recruitment page.
2. Open the Local Bank Officer recruitment notification and registration link.
3. Complete online registration for the selected state.
4. Upload the required photo, signature, left thumb impression, hand-written declaration and documents in the prescribed format.
5. Pay the applicable fee online.
6. Submit the form and take a printout of the system-generated application for future use.

The notification also says that image files should be in jpg or jpeg format, while scanned documents should be uploaded in PDF format. Candidates should ensure that their name, father's name or husband's name match the certificates and identity proof exactly.

Documents Required for Exam and Verification

Candidates shortlisted for later stages must produce original documents along with self-attested copies when called. The notice specifically points to the following records.

• Appropriate proof of date of birth.
• Printout of interview call letter, when applicable.
• System-generated printout of the online application form.
• Valid photo identity proof bearing the same name as in the application.
• Educational certificates and mark sheets from Class 10 onward, including graduation documents.
• Documents supporting work experience.
• No Objection Certificate from the existing employer, where applicable.
• Caste, category, EWS or disability certificates in the prescribed format, if applicable.
• CIBIL report from the bank where the candidate holds an account.
• Name change proof such as gazette notification, marriage certificate or affidavit, if relevant.

Ration card and learner's driving licence are not accepted as valid identity proof for this process. Candidates serving in Government or Public Sector Undertakings, including banks, must produce an NOC at the time of interview, otherwise their candidature will not be considered.

What Is Still Awaited

As of the current official notification, some important operational details have not yet been announced. These include the online exam date, admit card release date, interview schedule, and final result date.

The bank has stated that instructions related to the exam and further process will be communicated later through its website. Candidates should therefore treat any unconfirmed exam or interview date circulating elsewhere as provisional unless it appears on the official portal or in an official bank notice.