IIBF has released the JAIIB Exam Date 2026 schedule for both May and November cycles. The May 2026 JAIIB papers are scheduled on 03 May, 09 May, 10 May and 17 May 2026, while the November 2026 JAIIB papers are scheduled on 01 November, 22 November, 28 November and 29 November 2026.

Candidates should check the paper-wise schedule, registration fee window, admit letter details and exam rules on the official IIBF website before applying. The exam is conducted online, and the exact time slot is provided in the admit letter.

Exam Name JAIIB 2026
Full Form Junior Associate of Indian Institute of Banking & Finance
Conducting Body Indian Institute of Banking & Finance (IIBF)
May 2026 Exam Dates 03 May, 09 May, 10 May and 17 May 2026
November 2026 Exam Dates 01 November, 22 November, 28 November and 29 November 2026
May 2026 Registration Window 02 February to 22 February 2026, with staged fee slabs
November 2026 Registration Window 01 August to 21 August 2026, with staged fee slabs
Mode of Exam Online mode
Papers Four compulsory papers
Exam Duration 2 hours per paper
Official Website https://www.iibf.org.in/

Official Exam Notice

https://www.iibf.org.in/documents/brochure/2026/Exam%20schedule%202026-27.pdf

The Indian Institute of Banking & Finance has published the JAIIB Exam Date 2026 schedule for the May and November examination cycles. JAIIB, or Junior Associate of IIBF, is meant for ordinary members of the Institute, mainly banking and finance professionals who want to strengthen their understanding of banking operations, accounting, financial systems and retail banking.

For the May 2026 cycle, the four JAIIB papers will be held on 03 May, 09 May, 10 May and 17 May 2026. For the November 2026 cycle, the papers will be held on 01 November, 22 November, 28 November and 29 November 2026. Candidates must register within the prescribed window because IIBF applies different fee stages depending on the week of registration.

This guide brings together the official exam dates, registration schedule, subject-wise papers, eligibility, exam pattern, passing rules, fees and practical steps to check the official JAIIB schedule at iibf.org.in.

JAIIB Exam Date 2026 Overview

The JAIIB 2026 schedule covers two main examination cycles: May 2026 and November 2026. Each cycle has four papers, and candidates have to appear paper-wise as per the dates announced by IIBF.

CyclePaper DatesRegistration PeriodMode
May 202603 May, 09 May, 10 May, 17 May 202602 February to 22 February 2026Online
November 202601 November, 22 November, 28 November, 29 November 202601 August to 21 August 2026Online

The exam time is not a common fixed time for all candidates in the public schedule. IIBF states that the online exam time will be given in the admit letter.

JAIIB May 2026 Paper-wise Schedule

The May cycle starts with Indian Economy & Indian Financial System and ends with Retail Banking & Wealth Management. Candidates should plan preparation subject-wise because the papers are spread across different dates.

Exam DatePaper / SubjectMode
03 May 2026Indian Economy & Indian Financial SystemOnline
09 May 2026Principles & Practices of BankingOnline
10 May 2026Accounting & Financial Management for BankersOnline
17 May 2026Retail Banking & Wealth ManagementOnline

JAIIB November 2026 Paper-wise Schedule

The November 2026 cycle also includes the same four compulsory papers. Candidates appearing in this cycle should note that the second paper is scheduled later in the month after the first paper.

Exam DatePaper / SubjectMode
01 November 2026Indian Economy & Indian Financial SystemOnline
22 November 2026Principles & Practices of BankingOnline
28 November 2026Accounting & Financial Management for BankersOnline
29 November 2026Retail Banking & Wealth ManagementOnline

JAIIB 2026 Registration Dates and Fee Slabs

IIBF uses staged registration fee windows. Candidates registering in the first week pay the normal examination fee, while later weeks attract an additional amount over the normal fee.

CycleRegistration DatesFee Stage
May 202602 February to 08 February 2026Normal examination fee
May 202609 February to 15 February 2026Normal fee plus Rs. 100
May 202616 February to 22 February 2026Normal fee plus Rs. 200
November 202601 August to 07 August 2026Normal examination fee
November 202608 August to 14 August 2026Normal fee plus Rs. 100
November 202615 August to 21 August 2026Normal fee plus Rs. 200

Candidates should complete registration early to avoid extra charges and last-minute login or payment issues.

JAIIB 2026 Eligibility

JAIIB is open only to ordinary members of IIBF. In general, a person working in the banking and finance industry whose employer is an institutional member of IIBF can apply for membership as per Institute rules.

  • Candidates must normally have passed Class 12 or an equivalent examination.
  • Clerical or supervisory staff may be allowed at the Institute's discretion on the recommendation of the bank manager or officer-in-charge, even if they are not 12th pass.
  • Subordinate staff of recognised banking or financial institutions in India who are IIBF members are eligible if they have passed Class 12 or equivalent.

Candidates should verify their membership status and eligibility before submitting the exam application.

JAIIB 2026 Exam Pattern

The JAIIB examination is conducted in online mode. Each subject paper is designed to test practical understanding of banking, finance, accounting and customer-facing banking functions.

ParticularDetails
Mode of ExamOnline
Question TypeObjective type multiple-choice questions
QuestionsApproximately 100 questions per paper; IIBF may vary the number
Marks100 marks per paper
Duration2 hours per paper
MediumHindi or English, as selected during registration
Negative MarkingNo negative marking for wrong answers

JAIIB 2026 Subjects

The JAIIB examination has four compulsory subjects. The same subject structure applies to both May and November 2026 cycles.

  1. Indian Economy & Indian Financial System
  2. Principles & Practices of Banking
  3. Accounting & Financial Management for Bankers
  4. Retail Banking & Wealth Management

Candidates should not treat JAIIB as a single-day examination. It is better to revise each subject separately according to the paper-wise date.

JAIIB 2026 Passing Criteria and Attempt Limit

To pass JAIIB, a candidate must score at least 50 marks out of 100 in a subject. IIBF also allows completion if a candidate secures at least 45 marks in each subject with an aggregate of 50% marks in all subjects of the examination in a single attempt.

Candidates can retain credits for subjects already passed within the applicable time limit. IIBF allows 5 attempts for completing JAIIB, but these attempts must be used within a maximum period of 3 years from the first registration, whichever is earlier.

If a candidate does not complete the examination within the allowed attempts or time period, the candidate must re-enrol as per IIBF rules and earlier credits may not be carried forward.

JAIIB 2026 Examination Fee

The JAIIB fee depends on the attempt number. Taxes and convenience charges are applicable as per IIBF rules, and candidates have to register separately for every attempt.

AttemptFee for Centres in India
First attemptRs. 4,000 plus applicable charges and taxes
Second attemptRs. 1,300 plus applicable charges and taxes
Third attemptRs. 1,300 plus applicable charges and taxes
Fourth attemptRs. 1,300 plus applicable charges and taxes
Fifth attemptRs. 1,300 plus applicable charges and taxes

The fee paid is not refunded or adjusted, so candidates should check the selected exam, medium, centre and registration details carefully before payment.

How to Check JAIIB Exam Date 2026 on iibf.org.in

Candidates can verify the JAIIB 2026 schedule directly from the official IIBF website.

  1. Visit iibf.org.in.
  2. Open the Examinations / Courses section.
  3. Select Flagship Courses and choose JAIIB.
  4. Check the Schedule tab for exam dates, registration dates and subject details.
  5. Download the official exam schedule PDF if you want to keep a copy of the full IIBF exam calendar.

Use the official schedule for final confirmation because dates, centres and operational instructions are controlled by IIBF.

JAIIB Admit Letter and Exam Time

The public schedule confirms the dates and subjects, but the exact online exam time is given in the admit letter. Candidates should download the admit letter from the IIBF website when it is made available for the relevant cycle.

  • Check the name, membership details and selected medium.
  • Verify the exam date, paper name, reporting instructions and time slot.
  • Carry the required documents as instructed in the admit letter.
  • Read the online examination instructions before the exam day.

If there is any mismatch in candidate details, candidates should follow IIBF's official help or support process instead of waiting until the exam date.

Important Points for JAIIB 2026 Candidates

  • The JAIIB 2026 dates are officially listed for May and November cycles.
  • The exam is meant for eligible IIBF members, not for general open competition candidates.
  • There are four compulsory papers, each carrying 100 marks.
  • The exam is online and the exact time is mentioned in the admit letter.
  • Candidates can choose Hindi or English as the exam medium during registration.
  • There is no negative marking for wrong answers.
  • Registration should be completed within the first fee window where possible to avoid additional charges.

Frequently Asked Questions

The JAIIB May 2026 papers are scheduled on 03 May, 09 May, 10 May and 17 May 2026.

The JAIIB November 2026 papers are scheduled on 01 November, 22 November, 28 November and 29 November 2026.

JAIIB is conducted by the Indian Institute of Banking & Finance.

The May 2026 registration period is from 02 February to 22 February 2026, with normal fee and additional fee stages.

The November 2026 registration period is from 01 August to 21 August 2026, with normal fee and additional fee stages.

No. As per IIBF rules, there is no negative marking for wrong answers in JAIIB.

There are four compulsory subjects: Indian Economy & Indian Financial System, Principles & Practices of Banking, Accounting & Financial Management for Bankers, and Retail Banking & Wealth Management.

Candidates can check the official JAIIB 2026 schedule on the IIBF website at iibf.org.in under the Flagship Courses or schedule section.